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Loan-to-Value Ratio
Banks typically lend borrowers up to 80% of the value of the collateral, known as the loan-to-value ratio (LTV).
Sep 26, 20241 min read


Who pays the taxes?
Once upon a time, a seller sold a condo. He was very accommodating to the buyer, agreeing to almost all requests.
Sep 24, 20242 min read


Transfer Done, Fake Title?
Here's another best practice we could adopt from banks.
Sep 23, 20241 min read


Which Property?
Imagine you have the opportunity to present three different properties to a buyer...
Sep 20, 20242 min read


Creditable Withholding Tax
Here's my attempt to explain what Creditable Withholding Tax is and what it's for.
Sep 19, 20242 min read


You Bear the Cost
Once upon a time, a buyer was in the process of transferring the title of a property he had just purchased.
Sep 17, 20242 min read




Who gets the Comm?
Broker 1 showed multiple properties to a buyer, but none were satisfactory.
Sep 13, 20242 min read


Page Numbers
I encountered an interesting problem: How do you verify if the Owner's Duplicate of Title surrendered to you is complete?
Sep 12, 20241 min read


Other Condo Considerations
Once upon a time, a buyer purchased a condo unit.
Sep 10, 20241 min read
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