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THE LOST TITLE
Once upon a time, Mr. Xyz took out a loan from a small rural bank, offering his home as collateral. He was a model borrower, paying every...
Apr 29, 20252 min read


"OF LEGAL AGE"
Here’s a fun little bureaucratic loop we danced through in the past: We were handling a routine title transfer. Everything was in...
Apr 25, 20251 min read


A FLYERING STORY
Here’s a quick tale to brighten your day—because apparently, my posts have been a bit too “nega” according to a colleague. 😂 Once upon a...
Apr 24, 20251 min read


THE PRICE OF A HAPPY ENDING
Once upon a time, a man owned an old house that now sat along a bustling, highly commercialized street. Wanting to earn from it, he...
Apr 23, 20252 min read


FLIPPING GAME-EXPLAINED (PART 5)
The pre-selling flipping model is no longer the easy money it once was. The formula still works in rare pockets, but the margins are...
Apr 22, 20252 min read


FLIPPING GAME-EXPLAINED (PART 4)
The pre-selling arbitrage was never meant to last forever—and by 2017, the cracks began to show. At first, it was subtle. A few missed...
Apr 21, 20252 min read


FLIPPING GAME-EXPLAINED (PART 3)
Step 4: Repeat—But Smarter Most developers offer payment terms that stretch between 3 to 6 years. That meant flippers didn’t need to go...
Apr 16, 20252 min read


FLIPPING GAME-EXPLAINED (PART 2)
With the successful launches of Philippine property developers, they ran into a strange problem: Their projects were selling out too...
Apr 15, 20252 min read


FLIPPING GAME-EXPLAINED (PART 1)
The Flipping Game–Explained I haven’t seen anyone really break down how pre-selling property flipping works—so I wanted to shed some...
Apr 14, 20252 min read


REFINANCE YOUR MORTGAGE
The BSP has cut its benchmark rate by another 0.25% yesterday (April 10, 2025)—does that mean your mortgage rate will go down too?...
Apr 11, 20252 min read
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