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RE Investing 101


PRE-SELLING ADVICE
Here’s a tricky conversation I had with a client who wanted us to list a pre-selling property... Client: Good morning, Mr. Patag...I...
May 21, 20252 min read


TITLE/ TAX DEC ADDRESS
What address should you put on your land title or tax declaration? Permanent home? Office? Rental unit? Does it even matter? Yes—it...
May 16, 20252 min read


RENT-TO-OWN SCHEMES
At first glance, RTOs promise a win-win: you rent a place today with the option to buy it tomorrow. It’s like leasing a car, but with the...
May 15, 20252 min read


SALE OF SHARES
There’s a reason most Filipino buyers steer clear of acquiring real estate through corporate share sales: it’s messy, risky, and packed...
May 8, 20252 min read


FLIPPING GAME-EXPLAINED (PART 5)
The pre-selling flipping model is no longer the easy money it once was. The formula still works in rare pockets, but the margins are...
Apr 22, 20252 min read


FLIPPING GAME-EXPLAINED (PART 4)
The pre-selling arbitrage was never meant to last forever—and by 2017, the cracks began to show. At first, it was subtle. A few missed...
Apr 21, 20252 min read


FLIPPING GAME-EXPLAINED (PART 3)
Step 4: Repeat—But Smarter Most developers offer payment terms that stretch between 3 to 6 years. That meant flippers didn’t need to go...
Apr 16, 20252 min read


FLIPPING GAME-EXPLAINED (PART 2)
With the successful launches of Philippine property developers, they ran into a strange problem: Their projects were selling out too...
Apr 15, 20252 min read


FLIPPING GAME-EXPLAINED (PART 1)
The Flipping Game–Explained I haven’t seen anyone really break down how pre-selling property flipping works—so I wanted to shed some...
Apr 14, 20252 min read


REFINANCE YOUR MORTGAGE
The BSP has cut its benchmark rate by another 0.25% yesterday (April 10, 2025)—does that mean your mortgage rate will go down too?...
Apr 11, 20252 min read
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