HISTORICAL CAGR FROM 1990 - 2025

Here’s a look at the long-term compounded annual growth rates (CAGR) of some of the country’s top villages based on 1990 to 2025 values.

You can read these numbers in a few ways.

First:

If you already own property in these villages, this is an exceptional outcome. You’ve compounded wealth at roughly 10%–14% annually over 35 years. That’s difficult to replicate consistently, even in financial markets. For context, long-term equity returns like the PSEi tend to come in lower, and with more volatility.

Second:

If your goal is to live in these villages, these numbers become your hurdle rate.

Think of this as the “inflation rate” of prime locations. If your net worth isn’t growing at least this fast, the gap widens over time.

Third:

These figures are also useful when evaluating investment claims.

If a broker is selling you a pre-selling condo and projecting aggressive returns, use these as your benchmark. These are the country’s most established, land-constrained villages. It’s unlikely that condos will consistently outperform assets of this quality over the long run.

Important:

These are not steady yearly returns.

These are 35-year compounded rates. In between, prices go through cycles—booms, flat periods, and declines (like today in some segments).

What this tells you is simple: if you can hold long enough, this is the kind of outcome the asset class has historically delivered.

Takeaway:

Owning in these villages isn’t just about timing. It’s about access to capital.

For most, the more practical path is to go earlier—identify emerging areas, focus on strong developers, and let time do the work.

Note on data:

1990 figures are based on zonal values, used as a proxy for floor prices. Not perfect, but directionally consistent.